Terms & Conditions of Use – 88 Fortunes Malaysia Platform

1 Acceptance of Terms & Conditions

Welcome to 88 Fortunes, Malaysia's trusted online entertainment platform. These Terms & Conditions constitute a legally binding agreement between you ("Member" or "User") and 88 Fortunes ("Company", "We").

By accessing the 88 Fortunes, registering an account, making a deposit, or using any of our services, you acknowledge that you have read, understood, and agreed to be bound by all provisions of these Terms & Conditions.

These Terms & Conditions should be read together with our Privacy Policy and Responsible Gaming Policy, all of which form part of the overall agreement between you and 88 Fortunes.

2 Member Eligibility

To register and use the services of 88 Fortunes, you must meet all of the following eligibility criteria:

• Aged 18 years and above at the time of registration. This is an absolute requirement and is non-negotiable.
• Reside in or access the platform from Malaysia or any other permitted region.
• Have full legal capacity to enter into a binding agreement.
• Never been banned or suspended from using the platform 88 Fortunes previously.
• Register only in your own name and not on behalf of another person.
• Not be enrolled in any active self-exclusion programme.

88 Fortunes reserves the right to request age verification at any time. Accounts found to belong to underage individuals will be suspended immediately and all balances forfeited.

3 Registration & Account Management

Each individual is permitted to register only one (1) account only at 88 Fortunes. Registering multiple accounts is strictly prohibited and constitutes a serious violation of these Terms & Conditions.

During registration, you are required to provide accurate, complete, and up-to-date information, including:

• Full name as per MyKad
• A valid, active email address
• An active Malaysian mobile number
• Exact date of birth
• Bank account or e-wallet details for withdrawal purposes

You are solely responsible for keeping your account username and password confidential. 88 Fortunes shall not be liable for any losses arising from unauthorised access to your account due to your own negligence.

If you suspect your account has been accessed without authorisation, please contact our support team at support@88fortunes.my immediately.

4 Deposit & Payment Methods

88 Fortunes supports a range of secure payment methods suited to Malaysian users. All deposit transactions are processed in Malaysian Ringgit (RM).

Accepted deposit methods:

• Touch 'n Go eWallet
• DuitNow (Direct Transfer)
• GrabPay
• Boost eWallet
• ShopeePay
• FPX – Internet Banking (Maybank2u, CIMB Clicks, RHB Now, Hong Leong Connect, and others)

All deposits are processed automatically within 1 to 5 minutes after successful transaction verification. 88 Fortunes does not impose any additional charges on deposits; however, your payment provider may apply their own fees.

Failed or unsuccessful deposits must be reported to our support team with proof of transaction within 24 hours from the time of transaction.

5 Fund Withdrawal

Member 88 Fortunes may submit a withdrawal request at any time, subject to the following conditions:

• The account has successfully completed the KYC verification process.
• No outstanding bonus wagering requirements at the time of request.
• The minimum withdrawal is RM 30 per transaction.
• The maximum withdrawal is RM 50,000 per day.
• The bank account or e-wallet name must match the name of the account holder 88 Fortunes.

Withdrawal processing time is between 2 to 6 hours on business days (Monday–Friday, 9 AM–6 PM). Withdrawals received outside business hours will be processed on the next business day.

6 Bonuses & Promotions

All bonuses, promotions, and special offers made available by 88 Fortunes subject to the specific terms stated in each offer. The general conditions applicable to all bonuses are as follows:

• Bonuses are available exclusively to registered members who meet the applicable eligibility requirements.
• Each member is entitled to each bonus type once only, unless otherwise stated.
• All bonuses carry a wagering requirement that must be met before a withdrawal can be approved.
• The standard wagering requirement is between 20x to 40x bonus value received.
• Bonuses obtained through fraud or abuse will be void and the account in question may be suspended.
• Bonus value cannot be transferred to another member.

88 Fortunes reserves the right to modify, suspend, or terminate any promotion at any time without prior notice. Any changes will be communicated via our official website or email.

7 Game Rules

All games offered on the platform 88 Fortunes — including lottery, live casino, football, badminton, poker, blackjack, slots, and e-sports — are subject to each game's specific rules. The general rules applicable to all games are as follows:

• All game results are final and cannot be disputed unless a verifiable technical error has occurred.
• Any attempt to manipulate game outcomes, exploit system bugs, or use third-party software to gain an unfair advantage is strictly prohibited.
• The Random Number Generator (RNG) system used by 88 Fortunes has been independently audited to ensure the fairness and transparency of every game.
• In the event of a technical malfunction or system disruption during gameplay, 88 Fortunes reserves the right to void or replay any affected rounds.
• Bets placed during an internet disconnection on the player's end will not be considered the responsibility of 88 Fortunes.

8 Responsible Gaming

88 Fortunes fully committed to responsible gaming practices. We provide a range of tools and resources to help our members stay in control of their gaming activity.

• Daily Deposit Limit: Set your own daily maximum deposit limit through your account settings.
• Purchase Limit: Limit the amount you can spend within a single gaming session.
• Temporary Self-Exclusion: Suspend your account for 24 hours, 7 days, or 30 days.
• Permanent Self-Exclusion: Permanently close your account if you feel it is necessary to do so.
• Check History: Access a full record of all your gaming activity and transactions.

If you or someone you know is struggling with gambling, please seek help immediately. Contact our support team or visit our Responsible Gaming for more information and support resources.

9 Privacy & Data Protection Policy

The privacy and protection of members' personal data is a top priority 88 Fortunes. The collection, processing, and use of your personal data is carried out in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA).

The data we collect includes:

• Personal identification information (full name, date of birth, MyKad number)
• Contact information (email, phone number, address)
• Financial information for deposit and withdrawal purposes
• Game activity data and system access logs

We will not sell, rent, or disclose your personal data to third parties without your consent, unless required by law. For full details on how we handle your data, please read Privacy Policy page.

10 Account Suspension & Termination

88 Fortunes reserves the right to suspend, restrict, or terminate any member account without prior notice if:

• A Member is found to have breached any provision of these Terms & Conditions.
• Suspected fraudulent activity, money laundering, or other illegal activities are detected.
• Members registering more than one account.
• Information provided during registration is found to be false or misleading.
• Members found attempting to exploit the system or manipulate games.
• A directive has been received from the relevant authorities.

Members may also request voluntary account closure at any time by contacting our support team. All eligible balances will be refunded upon completion of the verification process.

11 Liability Limit

To the extent permitted by applicable Malaysian law, 88 Fortunes shall not be liable for:

• Any direct or indirect financial losses incurred as a result of using our platform.
• Service interruptions due to scheduled or unscheduled system maintenance.
• Losses resulting from unauthorised access to your account due to your own negligence.
• Any errors or delays in transaction processing caused by third-party payment providers such as banks or digital wallets.
• Device damage or data loss occurring during use of our platform.

Maximum liability limit 88 Fortunes to any member shall not exceed the total net deposits made by that member in the 12 months preceding the date of the claim.

12 Amendments to Terms & Governing Law

88 Fortunes reserves the right to amend, update, or modify any part of these Terms & Conditions at any time. Any material changes will be communicated to members via:

• Notice prominently displayed on the homepage 88 Fortunes
• Email notification to the member's registered email address
• In-account notification upon member login

Continued use of the platform after any amendments take effect constitutes acceptance of the updated terms. If you do not agree with the changes, you have the right to close your account before they come into force.

These Terms & Conditions are governed by and construed in accordance with the laws of Malaysia. Any dispute arising from or in connection with these Terms & Conditions shall first be resolved through good-faith negotiation, and if unresolved, through the jurisdiction of the relevant Malaysian courts.